PRICING
Simple, transparent pricing.
No hidden fees. You only pay when you move money, with optional monthly plans that unlock lower fees, more virtual cards and additional rewards. Free transfers between Bankario users, on every plan.
Standard
01Freealways a place to start
The everyday essentials.
- Conversion fee0.90%
- Virtual cards1
- Bankario Points1×
Premium
02$9.99/ month
More from every move.
- Conversion fee0.75%
- Virtual cardsUp to 3
- Bankario Points2×
VIP
THE FULL EXPERIENCE$19.99/ month
Our lowest fees. Your highest potential.
- Conversion fee0.60%
- Virtual cardsUp to 5
- Bankario Points3×
Every fee, side by side.
| Features & fees | Standard | Premium | VIP |
|---|---|---|---|
| Membership | |||
| Monthly subscription | Free | $9.99 | $19.99 |
| Virtual cards | 1 | Up to 3 | Up to 5 |
| Bankario Points | 1× | 2× | 3× |
| Support | Standard | Priority | Dedicated priority |
| Payments & currency conversion | |||
| To Bankario users | Free | Free | Free |
| Currency conversion | 0.90% | 0.75% | 0.60% |
| SEPA / ACH / Faster Payments / SPEI / PIX / COP transfers | $5 | $2.50 | $1 |
| Same-Day ACH | $10 | $5 | $2 |
| FedNow, where available | $12 | $8 | $5 |
| Domestic wire | $25 | $20 | $15 |
| Payroll | |||
| Payroll to Bankario users | Free | Free | Free |
| Payroll to external banks | From $5 | From $2.50 | From $1 |
| Accept payments · Powered by Stripe | |||
| Card payments through payment links | 5.8% + $1.00 | 4.2% + $0.60 | 3.5% + $0.30 |
Payment-link fees apply per card payment received, not to spending with your Bankario card. Transfer fees apply per transfer. External payroll follows the bank-transfer rates above for your selected plan and payment method. Conversion, crypto network and third-party charges may apply. Supported payment methods and directions vary by country. Your final transaction fee is shown before confirmation.
Crypto network fees
Network fees are fixed and apply equally across all plans. Fees charged by the blockchain network are included in the listed crypto network fee.
Bankario Points
Earn points every time you use Bankario and redeem them for rewards in the Bankario Store.
Referral bonus
Invite a friend and you'll both receive 2,000 Bankario Points after they successfully join and meet the eligibility requirements.
Additional intermediary or receiving bank fees may apply to certain bank transfers and are outside Bankario's control. Pricing is subject to change — any updates will be communicated in advance through the Bankario app or website.
Need help choosing a plan?
Contact our support team anytime through Help → Contact Support inside the Bankario app, or email us directly.