Launch a fully branded neobank without building the tech or holding a banking license. Bankario delivers the apps, cards and accounts — regulated partners power the banking, and you keep 100% of your transaction economics.
Fully branded iOS, Android and Web Banking.
Virtual accounts, cards and beneficiaries.
Fiat rails and crypto on/off ramps built in.
We handle launch, maintenance and updates.
Everything your customers need.
Nothing they don't.
Flat fees only. Bankario never takes a percentage of your transactions or interchange — unlike BaaS providers who skim basis points on every payment. At scale, that's 6–7 figures a year you keep instead of handing over.
| Features | White-label | BaaS | Bankario NaaS |
|---|---|---|---|
| Mobile Apps | Partial | ✕ | ✓ |
| Web Banking | Partial | ✕ | ✓ |
| Branding & Customization | Limited | ✕ | ✓ |
| Accounts | ✓ | ✓ | ✓ |
| Cards | ✓ | ✓ | ✓ |
| Crypto Ramps | Optional | Optional | ✓ |
| Beneficiaries | Optional | Manual | ✓ |
| Front-end Included | ✕ | ✕ | ✓ |
| Licenses Required | Often | Sometimes | ✕ |
| Technical Team Required | Yes | Yes | ✕ |
| Time To Launch | Months | Months | Days |
| Direct Partner Relationship | ✕ | ✕ | ✓ |
| Takes a cut of your transactions | Sometimes | Yes | None |
Unlike traditional providers, Bankario does not sit between you and the infrastructure.
You'll work directly with our banking partners while Bankario provides the technology layer powering your experience.
Bankario provides the technology layer only. Banking services, custody and compliance are provided by regulated partners, and your customers are onboarded directly with them — Bankario does not resell accounts or hold funds.
Launch a fully branded neobank without building one.